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Find a Broker

THE MORTGAGE EXPERT

Your Financial Broker will explain the choices available in simple language, allowing you to make an informed decision and ensure that you choose the mortgage best for you.

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Mortgage Calculations Made Easy

Check Out Our Easy-to-Use Mortgage Calculator Tool

How Much
Will It Cost?

HOW MUCH
CAN I BORROW?

HOW MUCH
DEPOSIT DO I NEED?

use our mortgage calculator

use our mortgage calculator

use our mortgage calculator

Why Use A Financial
Broker For A Mortgage?

Your Financial Broker will be able to explain the choices available to you in simple language, allowing you to make an informed decision. They can guide you on the decisions you need to make, based on your personal and financial circumstances and ensure that you choose the best mortgage to suit your needs and circumstances.

•     How much should I borrow?
•     Which lender should I borrow from?
•     How long should I borrow for?
•     Should I request a fixed or variable rate mortgage?
•     Which type of mortgage protection cover is best suited
       to my needs?

How Do I Start The Process Of
Obtaining A Mortgage

A mortgage is a loan required to finance the purchase of a property and allows individuals to buy a property now and pay for over an agreed term of usually 20-30 years.

When you are obtaining a mortgage, you will need to put down a deposit. The amount of this deposit will depend on whether you are a first-time buyer or non-first-time buyer, and on the lender’s criteria for the amount they will lend compared to the value of the property.

When applying for a mortgage there is a large amount of documentation required. When making an appointment with a Financial Broker to commence the process of applying for a mortgage you should ask what documents you will need to bring with you, such as the last six months’ bank statements, loan statements and pay slips.

Prior to applying for a mortgage, you can also run your own credit check by logging on to the Central Credit Register and paying a small fee.

Mortgage Information Guides​

Download our practical mortgage guides which contain the
most up-to-date advice on all things mortgages!

DOWNLOAD
BROCHURE

DOWNLOAD
BROCHURE

DOWNLOAD
BROCHURE

Mortgage 'Top Tips'​

Avoid overdrafts and records of careless spending.
Check out ‘help to buy schemes for first-time buyers building new properties.
Start getting your documents in order.
You will be required to have 10% of the purchase price of the property you intend on buying for first-time buyers. 20% of the purchase price of the property for non-first-time buyers.
How long have you been in employment? To obtain a mortgage you must have completed your probationary period, and you should have at least six months (but preferably twelve months) in continuous employment.
Does your job provide you with a steady income? Lenders are looking closely at basic income. Bonuses and overtime cannot be guaranteed to be considered when a lender is assessing your application.

Financial Advice From The Experts

Financial Brokers are experts on financial planning matters and work on your
behalf giving you a choice of products and providers from across the market.